Mortgage Payment too High?
Did the bank say No?
Takes 30 seconds | Secure & Private.
Licensed Ontario Mortgage Agent. No obligation. Secure review.
How It Works
Step 1: Complete the quick online form (takes 30–60 seconds)
Step 2: I review your numbers and lender options
Step 3: You receive your personalized refinance or purchase plan
Why Homeowners Choose This Program
Cover major expenses (renovations, education, emergency funds)
Refinance or purchase
Lower your monthly payments.
Refinance even with bad credit or non-traditional income
Credit-friendly programs (500+) available
Access up to 80% of your home equity
Frequently Asked Questions
Question 1: Can I refinance with a low credit score or as self-employed?
Yes! We specialize in 'equity-based' lending, where the value of your home is the primary factor, helping those with bruised credit or non-traditional income.
Question 2: How much of my home's value can I borrow?
"In Ontario, you can generally refinance up to 80% of your home's appraised value. This depends on your income, credit score, and property type.
Question 3: Can I refinance if the bank already said no?
Absolutely. As an independent broker, I have access to alternative (B-Lenders) and private lenders that don't have the same strict requirements as big banks.
Question 4:How fast can I get the funds?
Depending on the lender, a refinance can take anywhere from 5 to 30 business days. Our goal is to move as fast as your situation requires."
About Your Mortgage Agent
I’m Maryuri Herrera, Mortgage Agent Level 2 with Mortgage Outlet.
With over 11 years of experience in financial planning, refinance solutions, debt consolidation, and first-time homebuyer programs, I help homeowners access better options across Ontario
My goal is to make the mortgage process clear, simple, and stress-free.
Thank you for choosing us. We are dedicated to helping you achieve your homeownership goals with personalized service and expert guidance. For more information or assistance, feel free to reach out to us anytime!
quick info
85 Scarsdale Rd Unit #107, Toronto Ontario M3B 2R2
(647) 242-7672
Maryuri Herrera Sosa
Mortgage Agent Level 2
Mortgage Outlet Inc
Broker Lic #12628
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